Workman’s Compensation Audits

Mistakes in classification codes, Experience Modification Factors, and payroll audits can inflate Workers Compensation insurance premiums without the Dealership ever realizing it. And such mistakes are morecommon than many in the insurance industry like to admit.

ERS reviews automotive dealerships' current and past Workers' Comp insurance policies, looking for technical mistakes* that have caused premiums to be higher than they should be. We then correct those technical mistakes, producing lower current premiums, or a refund back from past policies, or a combination of both. Our review also often produces savings on future policies. This kind of review has nothing to do with a company's Workers Compensation claims--it doesn't matter if your company has had a lot of claims, or none at all. Our Auditing service works on a contingent fee basis, so there is no charge for our work unless and until we acually produce a refund or reduction. No savings, no charge. And we only earn a fee for the results we produce on the current or past policies. No fee is generated for the future savings due to the corrections we make. This service is available free of charge to all dealerships who utilize our Premium service package.

*ERS produces Workers' Compensation insurance refunds and reductions by checking over classifications, Experience Mods, and premium audits. Our auditors and consultants never need to make a change in your current insurance agent or insurance company to take advantage of this service.

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